Frequently Asked Questions


How do I qualify for a grant?

Its this easy! - If you qualify for a VA mortgage loan then you are automatically approved for the FREE Grant.*

How much money will I need to buy a home?

VA mortgages offer 100% financing.  When combined with our Gifting Grants and other tools, a USA Cares Military Housing Specialist will prepare a custom plan just for you so that you may be able to purchase a home with little to no money out of your pocket after settlement.

Will I have to pay back the grant?

The Honor Grant is a FREE gift and never has to be repaid.

I want to buy a home using my VA eligibility.  How do I get started?

The first step would be to talk with one of our Approved Service Providers who all carry the USA Cares Military Housing Specialist Designation.  They can answer all your questions, confirm your VA mortgage eligibility, and provide you with a pre-approved letter.  They will help educate you on the home buying process and what to expect each step of the way.  They can even help you obtain your Certificate of Eligibility from the VA, and coordinate your FREE Gifting Grant for you.  

Do I have to have perfect credit?

Absolutely not!  While VA mortgage loans do have certain credit requirements to be met you don't have to have perfect credit to qualify.  Talk to one of our Approved Service Providers who can help you determine your eligibility for VA financing and receive your FREE Gifting Grant.  

Do I have to buy a home in a specific area, County or State? 

Gifting Grants program does not place any restrictions on where you buy your home as long as it is within the Continental United States.   If you are also using a down payment assistance program you may have some restrictions, but our grant program does not.  Let our Approved Service Provider’s help you determine your eligibility. There are some states that have restrictions on Real Estate Rebates, which are Alabama, Alaska, Iowa, Kansas, Louisiana, Mississippi, Oklahoma, Oregon, and Tennessee.                 



*Subject to Gifting Grants available funds.