Frequently Asked Questions

 

How do I qualify for a grant?

This is so easy!  If you qualify for a FHA, Conventional or VA mortgage loan through one of our approved service providers then you are automatically approved for a FREE Honor Grant.*  

I’ve been told I need a 20% down payment is this true?

Absolutely not!  There are some loan programs that are 100% financing, and others that may require as little as 3.5%.  Let an Approved Service Provider analyze your qualifications and suggest the best program to meet your needs.      

Will I have to pay back the grant?

The Gifting Grant is a FREE gift and never has to be repaid!  

Do I have to have perfect credit?

No!  While every mortgage type does have certain credit requirements to be met, you don’t have to have perfect credit to qualify.  Talk to one of our Approved Service Providers who can help you determine your eligibility and  get your FREE Gifting Grant.   

Do I have to buy a home in a specific area, County or State? 

Gifting Grants program does not place any restrictions on where you buy your home as long as it is within the Continental United States.   If you are also using a down payment assistance program you may have some restrictions, but our grant program does not.  Let our Approved Service Provider’s help you determine your eligibility. There are some states that have restrictions on Real Estate Rebates, which are Alabama, Alaska, Iowa, Kansas, Louisiana, Mississippi, Oklahoma, Oregon, and Tennessee.                 

 

 

*Subject to Gifting Grants available funds.